Consumer Privacy Notice  

We at Prime Rate Premium Finance Corporation, Inc. are committed to protecting your privacy.  Our Consumer Privacy Notice tells you the kind of information we collect about you, with whom we share it, and how we protect it responsibly.  The Notice applies to consumers who obtain financial products or services for personal, family, or household purposes.  The examples that you will find throughout this Notice are for purposes of illustration only and should not be considered a complete description of our information practices.

Categories of Information We May Collect

We may collect the following categories of information about you:  

§         Information we receive from you on applications and other oral, written, or electronic communications, such as your name, address, and social security number.

§         Information about your transactions with us or others, such as your account balance and payment history;

§         Information we receive from third parties, including persons providing services in connection with your transactions; and

§         Information collected from our Internet web sites, such as information you provide to us and information necessary to manage your online session with us.

Disclosure of Information To Others

We do not disclose information about you to third parties, including affiliates, except as required or permitted by law.  For example, we may disclose information about you to others to assist us in servicing your loan(s) with us, to government entities in response to subpoenas, and to credit bureaus.

If you close your accounts or your relationship becomes inactive, we will continue to treat the information we have collected about you in accordance with this Notice.

Our Security Procedures

We maintain physical, electronic, and procedural safeguards to safeguard consumer information. Our employees are bound by our Code of Ethics and policies to access consumer information only for legitimate business purposes and to keep information about you confidential.

Other Privacy Protections

You may have other privacy protections under some state laws. We will comply with applicable state laws as to information about you. For example, certain state laws may restrict the types of information we may disclose about you or require us to provide you with an additional notice.

Our Commitment

We will continue to maintain our dedication to protecting your privacy.  Should you have questions concerning our Notice, you may call our Customer Service Department at (843) 669-0937.